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About

My name is Steve, I’m 25 and I live in the greater Chicagoland area. I graduated from MIT with a B.S. in Materials Science and Engineering and now work at a biomedical company as an Engineer. Also, I work as a contractor for a tutoring company working with high school students in all levels of math and science. I religiously follow the Chicago Bears, Atlanta Braves and Chicago Bulls, although it has been rather painful lately. My passions are learning (about most everything), playing and watching sports, jogging (it’s a silent j), watching movies and playing fantasy football/baseball.

Personal Finance Start-Up Blog

Now that you know that personal finance isn’t one of my passions, at least not directly, you might be wondering why I started this blog. First of all, learning is one of my passions and there is such a large amount of information available about personal finance. Second, I don’t enjoy spending 40 hours a week working under somebody else while not being rewarded if I work harder. I do enjoy my current fast-paced, cutting edge environment, but it doesn’t leave me with enough time to truly follow my passions.

In my opinion, a strong knowledge of personal finance is the ticket out of the 9 to 5 and into financial independence. I had stumbled upon a few personal finance blogs when I was searching for information about self-employed income. At the time I was unable to find the information I was looking for and decided to start this blog to record everything that I learned. I find that writing information down and teaching it to others is the best way to truly master a subject. Additionally, blogging provides a written record of information that I can refer to anytime I can access the internet, pretty sweet.

As far as the title, I wanted to use “personal finance” for keyword purposes. Start-Up refers to the lack of knowledge that I had when I started this blog. This blog is the beginning of a journey that I am hoping will end with me following my passions towards financial independence.

What Can You Expect?

I am open to all aspects of personal finance and any information that I find during my journey towards financial independence will be written about in this blog. I have strong interests in investing, asset allocation and beating the market (if that’s even possible). I want to diversify and expand my income beyond the two current sources with real estate and passive income. I have strong entrepreneurial ambitions that include new websites, ebooks and start-up companies. Finally, I will write about my frugal nature and all of my weaknesses (buying DVDs/BluRays and watching TV). I hope to do all of this while following my passions and living life to the fullest.

Now that you know a little more about me and what I hope to accomplish, I hope you enjoy my blog and continue to follow me on my journey towards financial independence (you may do so by signing up for my RSSfeed).

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2 Responses

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  1. msdebtfree says

    Great blog. Great information! It’s really difficult to find personal finance information for young, single people. Keep up the great work.

    msdebtfree

  2. Al says

    Here are some more books to add to your reading list. There is some overlap with books you’ve already read — so I think you’ll like these as well. Besides reading books on the “technical” aspects of investing and money management, be sure to include some on the psychological aspects — e.g., Irrational Exuberance. The field is called “behavioral finance.” For the full list, see
    https://observationsandnotes.blogspot.com/2008/12/my-favorite-personal-finance-books.html