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	<title>Comments on: End of September 2009 Financial Status</title>
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	<link>http://www.personalfinancestartup.com/2009/09/30/september-2009-financial-status/</link>
	<description>A personal finance blog of a young adult's journey from entry-level to financial independence</description>
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		<title>By: Steve</title>
		<link>http://www.personalfinancestartup.com/2009/09/30/september-2009-financial-status/comment-page-1/#comment-1948</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Tue, 27 Oct 2009 03:03:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancestartup.com/?p=1527#comment-1948</guid>
		<description>@Ian, My net worth is very healthy after the remortgage, but I won&#039;t be freeing up cash flow because I now have a 15-year fixed mortgage. I&#039;ll be saving a lot of money on interest, but cash flow is one thing that won&#039;t increase.

I do depreciate my car, but I&#039;m too lazy to do it on a monthly basis. More on a yearly basis.

I&#039;m glad I can inspire you and I hope to see you around in the future.</description>
		<content:encoded><![CDATA[<p>@Ian, My net worth is very healthy after the remortgage, but I won&#8217;t be freeing up cash flow because I now have a 15-year fixed mortgage. I&#8217;ll be saving a lot of money on interest, but cash flow is one thing that won&#8217;t increase.</p>
<p>I do depreciate my car, but I&#8217;m too lazy to do it on a monthly basis. More on a yearly basis.</p>
<p>I&#8217;m glad I can inspire you and I hope to see you around in the future.</p>
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		<title>By: Ian</title>
		<link>http://www.personalfinancestartup.com/2009/09/30/september-2009-financial-status/comment-page-1/#comment-1883</link>
		<dc:creator>Ian</dc:creator>
		<pubDate>Tue, 20 Oct 2009 20:09:45 +0000</pubDate>
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		<description>Wow, I know I need to get a net worth type spreadsheet going but I think I might be a little disappointed if I did!  Yours seems quite healthy after the remortgage.  Should free up some cash flow for the entrepreneurial projects you have going on.

Do you calculate depreciation into your net worth, particularly for your car, as the price will drop over time?

Really liking this stuff.  It&#039;s making me think a lot about my own situation and how I really need to buck my ideas up!</description>
		<content:encoded><![CDATA[<p>Wow, I know I need to get a net worth type spreadsheet going but I think I might be a little disappointed if I did!  Yours seems quite healthy after the remortgage.  Should free up some cash flow for the entrepreneurial projects you have going on.</p>
<p>Do you calculate depreciation into your net worth, particularly for your car, as the price will drop over time?</p>
<p>Really liking this stuff.  It&#8217;s making me think a lot about my own situation and how I really need to buck my ideas up!</p>
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