Comments on: Credit Scores from Credit Karma are Deflated

By: Google Bizkit

Google Bizkit — Mon, 07 Sep 2009 18:48:07 +0000

That's good. Helps everyday users realized what type of everyday use has an effect on their credit..... Get A free credit report online

By: Chris

Chris — Mon, 20 Jul 2009 01:16:28 +0000

I like the way you write! Nice blog.

By: Counting My Pennies » Saturday Link Roundup

Counting My Pennies » Saturday Link Roundup — Sat, 28 Mar 2009 10:05:55 +0000

[...] Credit Scores from Credit Karma are Deflated [...]

By: Steve

Steve — Fri, 27 Mar 2009 04:05:36 +0000

@Megan, I agree that a deflated score would be better as it pushes you harder to bring it up. You won’t be content if it’s lower than you think it should be.

@K Lin, Thanks for stopping by. I appreciate the comment. I appreciate the free monitoring service even if it doesn’t provide an “official” score. It’s always nice to have an idea as to what your credit score is, especially since it’s free.

By: K Lin

K Lin — Thu, 26 Mar 2009 16:20:34 +0000

Thanks for the nice write-up. Like your readers suggest, we are not trying to be a FICO clone. We are a completely free credit monitoring service. Our goal is to help consumers better understand how their everyday actions affect their score. With that said, our score is built from the data as everyone else so an excellent score on our system will be an excellent score on others as well.

By: Money Hacks Carnival #57 at Money TLD | Money Hackers Network

Money Hacks Carnival #57 at Money TLD | Money Hackers Network — Thu, 26 Mar 2009 03:09:18 +0000

[...] Credit Scores from Credit Karma are Deflated posted at Personal Finance Start-Up Blog [...]

By: Megan @ Counting My Pennies

Megan @ Counting My Pennies — Wed, 25 Mar 2009 12:43:34 +0000

Mine’s also low. But I agree with the idea that it’s useful for tracking changes in your score (which seem to be occuring when I would expect them to). Plus if it gets people interested, that’s a good thing. And I would prefer a deflated score to an inflated score.

By: Money Hacks Carnival—Spring Edition | Money TLD

Money Hacks Carnival—Spring Edition | Money TLD — Wed, 25 Mar 2009 10:49:26 +0000

[...] presents Credit Scores from Credit Karma are Deflated posted at Personal Finance Start-Up [...]

By: Steve

Steve — Fri, 20 Mar 2009 02:55:57 +0000

I agree that it’s not very accurate, but for monitoring purposes, it’s a great tool. After using it for awhile I will be able to comment more towards how sensitive a tracking tool it really is. Thanks for stopping by!

By: Money Progress

Money Progress — Wed, 18 Mar 2009 17:50:51 +0000

I’ve been using CreditKarma for since October. I log in every once in a while to see what my score is. I haven’t compared it to my real FICO too much but I got my FICO in Jan and it was 706. CreditKarma said it was 756 at the time, but dropped to 724 for a while the next month.

I don’t think CreditKarma is useful for getting an accurate score but I do think it is useful for general monitoring purposes. I’ve seen my Credit Karma score go up and down like it should as I apply for new credit or have a larger balance than normal on my credit cards.